Frequently Asked Questions

Payday America has assembled the FAQs below based on customer inquiries we see often at our stores. If you do not find the answer you're looking for below, please contact your nearest Payday America location.


Refer a friend and earn $10 for every qualified customer you send our way!
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For added convenience, you can now pay your cash advance by phone!
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Loans are subject to Payday America Inc's, terms, conditions and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees, and payment terms are available upon request by calling 1-866-646-1777 or by visiting a Payday America Inc. store location. This is not an offer lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statute Section 47.59. Loans are not available in any other states.