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RATES & FEES

Get your cash advance quickly and for less at Payday America. We conveniently offer advances up to $1,000 — far surpassing the limit of most competitors.

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RATES UPFRONT, NO HIDDEN FEES

You'll know the difference as soon as you walk in the door. Payday America offers competitive rates and low fees with NOTHING hidden.

Our annual fee is based on the amount of your advance. The maximum annual fee assessed is $50. Once the maximum is reached, no annual fee is charged until your next advance year.

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Loans are subject to Payday America Inc's, terms, conditions and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees, and payment terms are available upon request by calling 1-866-646-1777 or by visiting a Payday America Inc. store location. This is not an offer lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statute Section 47.59. Loans are not available in any other states.