A: Actually, we offer a short term cash advance on an annual line of credit.
A: For the qualification process, you will need a State Issued Photo ID, a Social Security Card, open checking account with permanent checks, 30 day transaction history from today with current balance, 2 of the most recent paystubs or current award letter, and lastly 2 personal references.
A: We can use a W-2, a tax filing form, or a Military ID.
A: We do not. However, our sister company, MyBridgeNow, can do a collateral loan if the vehicle is free and clear. It is necessary for MyBridgeNow to retain possession of the vehicle during the duration of the loan.
A: You must either reside, or work in the state of MN in order to qualify for an advance. If you are a Minnesota resident, you must have a Minnesota ID, or have yellow papers showing you have applied for your Minnesota ID.
A: Yes! We can set you up with our pre-paid Visa card, the CashPass Card. You will need to have proof from your employer that your direct deposit has been deposited to the CashPass Card prior to your first advance.
A: No, we go strictly off of your income and banking information.
A: Payment must be made in cash, or over the phone with a VISA or MasterCard for a $12.95 service fee. *Note: This fee does not apply for CashPass Card holders.
A: Your qualified amount is based on your net income, bank information, and a few basic questions that are asked at the store location.
A: A blank check is most preferred, but we can accept a direct deposit form or letter from your bank stating your name, the bank name, and full account and routing numbers.
A: Yes, once we determine what your maximum qualified amount is, you can borrow anywhere from $100, up to your max amount, in $10 increments.
A: It takes about 10-15 minutes, as long as all the required documents are present.
A: Yes, if our software allows, we will certainly help you print the documents needed.
A: The advance will always be due on your next upcoming pay date.
A: The advance does need to be paid in full, but you have the option to re-advance on the same day if needed.
A: Yes, we can set you up with a CashPass Card and deposit your check onto it and the funds will be available instantly.
A: If they are paid on the same day, then yes, we can use more than one income.
A: We do not have a set interest rate for our advances. Rates and fees are calculated individually based on the amount you advance with us and how long the advance is open for.
A: We will hand you cash immediately in the store, so you will walk out with your advance the same day you apply. * If using a CashPass Card, funds will be loaded onto your card and they will be available immediately.
A: Yes, we are open on the majority of the federally recognized bank holidays. The only Holidays we close for are: Thanksgiving Day, Christmas Day and Easter. * All other holidays may be subject to shorter open hours of operation.
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PAY BY PHONE
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Loans are subject to Payday America Inc's, terms, conditions and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees, and payment terms are available upon request by calling 1-866-646-1777 or by visiting a Payday America Inc. store location. This is not an offer lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statute Section 47.59. Loans are not available in any other states.